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PROTECTING YOUR PASSION

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Frequently Asked Questions

FAQ's >> Policy Terms and Additional Cover

Cover whilst abroad

Cover for Track Days

What is an Agreed Value?

How can I reduce the cost of insurance?

What does the Driving of Other Cars extension cover me for?

Third Party Cover

Third Party Fire and Theft Cover

Comprehensive Cover

Can I add another vehicle to my policy?

Can I add the benefit of driving other vehicles third party?

Can I take out breakdown or personal accident cover when I have already accepted my quote?

Do I need Legal Expenses cover if I know a solicitor?

Does my policy cover me to drive abroad?

Does the policy entitle me to drive anybody else's car?

How do I know if I have the benefit or driving other cars third party?

How much cover does Legal Expenses Cover provide?

I am a named driver on the policy; does the benefit of driving other cars apply to me?

I have a limited mileage policy however I will possibly be exceeding this when using the car off the road; does this count as exceeding my limit?

I need to fit security to my vehicle

I need to take my vehicle out of the country?

I personally will not exceed the mileage I have agreed to, however my friend/family member also uses my vehicle on their insurance. Is their mileage done included in my limit?

I think I may exceed my mileage limit?

If I buy Legal Expenses Cover, who would be covered?

If I have comprehensive cover, does this mean I have the benefit of driving other cars?

If I need to use Legal Expenses Cover are there any additional costs other than the annual premium?

What does the breakdown service cover me for?

What does the personal accident benefit cover?

What is an excess?

When can I use Legal Expenses Cover?

Where can I get an independent valuation for my vehicle?

Will you pay compensation under my Legal Expenses Policy if I am injured as a result of a road traffic accident and unable to work?

Would I be covered by Legal Expenses Cover if I go abroad?

Would I be covered by Legal Expenses Cover if the driver at fault leaves the scene of the accident without swapping details?

Would Legal Expenses cover me in my other car?

Terms & Conditions

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MiniWorld Insurance Services is brought to you by HIC. MiniWorld Insurance Services is a trademark of IPC Media, who acts as an introducer to us, HIC - Herts Insurance Consultants ltd - Registered No. 3735354, Registered Office, 22-26 Kings Street Kings Lynn Norfolk PE30 1HJ. HIC is incorporated in the UK and is authorised and regulated by the Financial Services Authority No 309073. We are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service. HIC will arrange and administer your insurance which will be underwritten by selected insurers.